Roman’s garage burned down and his wife, Tessa, called the insurance company.
Susan spoke to the insurance officer and said, “We had that garage insured for sixty thousand, and I want my money.”
The officer answered, “Hold on there, just a minute. Insurance doesn’t work quite like that. An independent adjuster will assess the value of what was insured, and then we’ll provide you with a new garage of similar worth.”
There was a long quiet pause, and then Tessa answered, “If that’s how it works, then I want to cancel the life insurance certificate on my husband.”